Sorry for the long delay everyone… I have been in the process of starting a new job! One of the great benefits of starting a new position is negotiating things like higher pay or sign bonuses. These both can help make a small dent in any accumulating debt.

I am not quite near the end of my debt journey but I am happy to report that I am over $24,000 dollars down. This has all been through a cumulation of saving and working efforts.